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Estate Math Pro
Estate Math Pro · Bedrocka Tools

Estate math without the advisor pitch.

Most estate planning calculators are run by estate attorneys, trust companies, or life insurance agents with a commission on the plan. This site is the opposite: every formula is open-source, every threshold cites the primary source (IRC §2010, IRS Rev. Proc. 2024-40, IRS Estate Tax page), and every tool is reviewed by a named operator. Built for families navigating the TCJA sunset cliff — with the 2026 exemption dropping from $13.99M to ~$7M per person, the math matters more than ever.

Primary-source citations
Reviewed by Byron Malone
1anchor calculator
2explainer articles
3topic categories
100%primary-source cited
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Estate Tax

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Concepts behind the estate math.

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What makes this different

Three things every Bedrocka Tools site does that the estate-planning mills don't.

Principle I

Open-source math

Every calculator's formula is published as TypeScript with Vitest tests in a public repo. Click "View source" in any math accordion to see the actual implementation. Most estate planning tools hide their math behind proprietary software. We publish ours.
Browse the math →
Principle II

Primary-source citations only

Every exemption amount, sunset trigger, and tax rate links to the original document — IRC §2010, IRC §2001, IRS Rev. Proc. 2024-40, IRS Estate Tax page, Treas. Reg. §20.2010-1(c) anti-clawback rules. No "consult your advisor" as a substitute for showing the work. The citation is the proof.
Read the methodology →
Principle III

Named operator, not a licensed attorney

Reviewed and signed by Byron Malone. Byron is an operator-author who models the math transparently with citations — NOT a licensed estate planning attorney or CPA. Calculator outputs are estimates for planning purposes, not legal or tax advice. For decisions with real consequences, consult a licensed estate planning attorney in your state.
Read Byron's bio →

Bedrocka Tools family

Estate Math Pro is part of the Bedrocka Tools portfolio of source-cited calculator sites. For Roth conversion planning — IRMAA lookback, backdoor Roth, RMD avoidance — visit rothmathpro.com (Roth Math Pro). Same doctrine, different depth. Each site is individually source-cited and quarterly reviewed.

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